Plum software includes many financial planning aids. There is the assessment of net worth using assets, liability, expenditure and income tax analysis. Calculators are used for showing summaries and shortfalls of capital gains tax, life cover, permanent health insurance, critical illness, mortgages, inheritance tax, loan cover, investments, school fees and cash flow. These enable you to help clients grasp their present financial position quickly. There is great flexibility in the analysis and reporting, often enhanced by graphics. There are both detailed and overview reports of the client & business holdings. These include client summaries, group membership of schemes, policy summaries and valuations.